Investment choices

ifsinvest Fixed Interest

Investment Objective

To achieve returns that exceed the inflation rate (change in the CPI) by 2.0% per annum (before tax), on a rolling five year basis. This is expected to be achieved around 70% of the time.

The IFS Fixed Interest Model Portfolio will predominantly invest in Managed Funds which invest in a diverse range of government and corporate bonds. It aims to limit the likelihood of negative annual returns to one in every 18 years.

Strategic Asset Allocation

SAA FixedInterest 0318

Effective 1 March 2018.

Growth Asset Allocation


Risk Profile


Investment Timeframe

5 years plus

Learn more about this model

For further details of the investment mix, performance goals and minimum investment requirements for this model please refer to the ifsinvest Disclosure Documents.